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The 21st Instalment of PM-KISAN: A Timely Boost for India’s Farmers

The Indian Government is all set to release the 21st instalment of the PM-KISAN scheme on 19 November 2025, marking another milestone in one of the largest direct-benefit transfer (DBT) programmes of the country. This instalment will benefit millions of eligible farmer families, reinforcing the government’s commitment to supporting small and marginal farmers through stable income support.

Background of the Scheme

Launched on 24 February 2019 by the Ministry of Agriculture and Farmers Welfare, PM-KISAN provides a modest but meaningful annual income support of ₹ 6,000 per eligible farmer family, paid in three equal instalments of ₹ 2,000 each. Over the first twenty instalments, more than ₹ 3.70 lakh crore have already been transferred to over 11 crore farmer families nationwide. The scheme is designed to help farmers meet seasonal input costs, household expenses, and reduce credit-dependence.

Significance of the 21st Instalment

The 21st instalment is significant for several reasons:

  1. Timing – Scheduled for release on 19 November 2025, it falls in the August–November to December–March cycle, continuing the regular rhythm of payments.

  2. Coverage – It is expected to reach about nine crore farmer families in this round.

  3. Strengthening processes – Ahead of this instalment, the government has introduced digital upgrades (e-KYC through OTP, biometric, and face-authentication), a “Know Your Status” feature on the portal, and a national Farmer Registry to improve precision and reduce delays.

  4. Focus on last-mile delivery – With village-level saturation campaigns being conducted, the aim is to ensure no eligible farmer is left out due to incomplete land records or pending verification.

Eligibility and Pre-Conditions

To receive the 21st instalment, farmers must meet the eligibility criteria and complete necessary formalities:

  • The registering farmer family must own cultivable land (as per state records) and must have been included in the portal of the scheme.

  • Bank account details must be linked, Aadhaar must be seeded, and the e-KYC process must be completed.

  • The scheme’s official guidelines exclude certain cases: for example, land ownership acquired after 1 February 2019 may disqualify the benefit; multiple members of the same family drawing the benefit may trigger verification.

Farmers are advised to visit the “Know Your Status” section on the official portal (pmkisan.gov.in) or use the mobile app to verify whether their name appears among the beneficiaries, whether their bank/Aadhaar details match, and whether any correction is required.

How to Check and Ensure You Receive the Money

Here are the steps eligible farmers should follow:

  • Go to the official PM-KISAN portal → “Farmers Corner” → “Beneficiary Status” or “Know Your Status”.

  • Enter Aadhaar number, bank account number, or registered mobile number to check payment status.

  • If the status shows “Pending” or “Under Process,” check whether e-KYC is complete, whether Aadhaar and bank account are correctly seeded, and whether land records are valid.

  • If any mismatch or omission is indicated (e.g., bank details not verified, land record incomplete, etc.), visit the nearest Common Service Centre (CSC) or the local agriculture office to update.

Digital Innovations & Reforms

Ahead of this round, the government has ramped up technological interventions to enhance transparency, speed and reach:

  • e-KYC has been expanded to include three modes: OTP-based, biometric and face-authentication. This allows farmers to complete verification from home in many cases. The “Know Your Status” tool enables beneficiaries to check payment and verification progress in real time.

  • The mobile app for PM-KISAN has been enhanced to show payment history, verification status, corrections required, and to provide grievance redressal.

  • A national Farmer Registry is being built to serve as a single database of all cultivator families, reducing duplication and delays.

  • Village-level saturation drives are underway to ensure that farmers with incomplete land records or verification lapses are brought into the system.

Why It Matters to Farmers

For small and marginal farmers, the PM-KISAN instalments provide a predictable cash flow that can help in several ways:

  • Seed, fertilizer and other input purchases at the start of a cropping cycle.

  • Managing household expenses and reducing dependence on high-cost credit.

  • Cushioning for adverse weather events, delayed crop sales or unforeseen expenses.

  • Building confidence and helping farmers plan better with the assurance of recurring support.

A 2019 study by the International Food Policy Research Institute (IFPRI) found that the PM-KISAN transfers helped relax credit constraints, enabled farmers to undertake riskier but productive investments and boosted rural economic activity.

Challenges and Things to Watch

While the scheme has been widely appreciated, certain challenges remain and need attention:

  • Farmers whose land records are not updated, or where Aadhaar-bank linking is incomplete, may face delays in payment.

  • Ongoing efforts are required to weed out ineligible cases (duplicate claims, multiple family members) and ensure the benefit reaches the genuinely eligible.

  • The communication and outreach to remote farmers must be strengthened so that they are aware of their status, verification requirements, and any corrective steps they must take.

  • Ensuring that the payment reaches the bank account of the actual cultivator (and not intermediaries) remains important to preserve the scheme’s integrity.

  • The amount (₹ 6,000 a year) is relatively modest and while it helps, it is not a full replacement for other measures needed to boost farmer incomes, such as market access, crop diversification, water-management and value-chain integration.

Going Forward

The 21st instalment of PM-KISAN on 19 November 2025 will mark another step in a continuing effort to bolster farmer incomes and strengthen rural resilience. As the scheme matures, the focus is shifting from mere disbursement to enhancing coverage, improving verification, removing duplication, and enabling last-mile delivery with minimal friction.

For farmers, the key actions are clear: ensure Aadhaar is seeded with your bank account, complete e-KYC, verify land records, and check your beneficiary status ahead of time. If everything is in order, the ₹ 2,000 instalment (as part of the ₹ 6,000 annual support) should drop in the account smoothly. Farmers are encouraged to keep their documents handy, note any SMS alerts or portal messages, and reach out to their local agriculture office or CSC if issues arise.

Conclusion

In an era where agriculture faces multiple stress-factors — climate uncertainties, input cost inflation, market vagaries — unconditional income support schemes such as PM-KISAN provide a buffer of financial security for millions of farmer families. With the 21st instalment slated for 19 November 2025, the government is aiming to deliver the next tranche of support with greater speed, transparency and reach than ever before. If the process works well, this instalment not only offers immediate relief but also reinforces the commitment to build a more inclusive, digitally-enabled welfare architecture for India’s farmers.

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